Dont Use Your Credit Card

There are plenty of reasons to use a credit card — convenience, accountability and safety among them — but when is it better just to step away from the swiper? There are many out there who would say that there’s never a good time to use a credit card, and that cash, debit or anything Read more about Dont Use Your Credit Card[…]

Protect Your Credit Rating

Your credit rating is basically your personal finance history, whatever accounts and forms of credit you’d had in the past and any missed payments, defaults or notices on those accounts are marked on your credit rating. Finance companies use credit reports to see how individuals manage or fail to manage their : bank accounts, credit Read more about Protect Your Credit Rating[…]

Credit Rating

Credit rating is the means of assessing the credit worthiness of individuals, companies, states and countries. It indicates the ability of the debtor (individual, company, state or country) to fulfill his financial commitments. Credit rating can refer to personal, corporate or sovereign credit rating. Personal Credit Rating Credit Rating: In the US, creditors use a Read more about Credit Rating[…]

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