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Interest Free Car Loan | Credit Lynk

Interest Free Car Loan

If you are interested in borrowing money to buy a car without paying interest, you can. But the only way to get a car loan without interest really is to pretend that you do not need one.

For example, say you can buy a car for $ 20,000 if you pay cash or $ 22,000 with no interest. But if you choose the latter option, you are not really of interest to zero. The interest is $ 2,000, which is the difference between the cash price and the price financed.

If you decide to buy a new car, ask what is the price if you pay cash today. If they are not automatically offer a cash discount price, ask for one. After you get a precise figure, and then learn about the program of interest-free loan car to see if the loan is for the same price. If they do not stick to the original price, start coming out of the showroom and do not look back.

One of three things will then occur. The first possibility is that the seller will do. The seller may also offer a compromise and you can decide to accept or reject their offer. Assuming the offer is an improvement over the matter all species, you have improved your situation. The third possibility is that the seller expects you look and hunt for the next visitor exposure.

Using this technique, you can end up with an interest free loan car or, failing that, at least a much better price on the car. One last tip: It is always important to know your credit score before making a major purchase. Introducing yourself as a low risk to the dealer, it will be easier for them to reduce or eliminate interest cost.

The way to really get an interest free loan car if you know what the spot price is and get the same cash price over a period of months or years

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